Used Car Financing at Hwy 84 Motors

Posted Sunday, Jan 29, 2023

Do you need a new car but you aren't able to pay the full price upfront? You may be able to qualify for an auto loan directly with Hwy 84 Motors. There are a few simple steps you can take to make the process easy and to maximize your chances of approval. Here's how:

Check Your Credit Score

Your credit score is one of the most important factors when it comes to qualifying for an auto loan. Before applying, check your credit score and make sure it is as high as possible. Improve it by paying down debt, avoiding any missed payments, and disputing any errors on your report that can bring your score down.

Gather Documentation

When you apply for an auto loan at a dealership, there will likely be a lot of documents that you need to provide in order for them to consider your application. These documents typically include proof of income (pay stubs or W-2s), proof of residence (utility bills or lease agreements), and identification (driver’s license or passport). Having these documents ready to go when applying ensures that the process goes smoothly.

Get Pre-Approved

One way to increase your chances of approval is by getting pre-approved or pre-qualified from the dealer before visiting the dealership. This shows dealers that you have funds available and can make negotiations go much smoother since they know there’s less risk involved in doing business with you. Plus, pre-approval ensures that you are financially able to purchase the car before spending time visiting the dealer.

At Hwy 84 Motors, we understand that purchasing a used car or truck can be a daunting experience. That’s why we strive to make financing as easy and stress-free as possible. We offer competitive interest rates and flexible payment plans to help ensure that you get the best deal possible when choosing to finance your next vehicle purchase with us.

Our team of in-house professionals are happy to answer any questions you may have regarding financing or anything else related to buying a used car or truck. They will work with you every step of the way – helping you to choose the right loan type and determine an affordable monthly payment amount tailored to your budget. Plus, we also make it easier for our customers by not requiring them to have perfect credit in order to qualify for financing; we look at overall creditworthiness instead of relying solely on past credit issues. We understand life happens and it may have prevented you from having optimal credit scores but our commitment is to still try finding a way for you to afford that beautiful car or truck you have been longing for.  Whether you are shopping for a used car, used truck, or used SUV, we have a variety of inventory to fit what you are looking for!

At Hwy 84 Motors, customer service doesn't end at the sale. We are dedicated to supporting our customers throughout their entire ownership journey. Whether you need assistance with financing, vehicle maintenance, repairs, auto parts, or trade-ins, our team is available to help. Whether you're a first-time or repeat customer, come experience our efficient, friendly, and reliable service at Hwy 84 Motors!

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